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Further, the insurance premiums vary from person to person depending on his or her age, smoking habits, medical history, driving record, job profile and other things.

Taxation Taxation in the context of insurance is a complicated matter especially when you think of it from a global perspective.

He or she knows that his family or dependents won’t have to bear any hardships even if he dies.

Since we live in a society, the first thought that comes to our mind is how to protect those who are dependent on us.

There is an accumulation of money in these types of policies and there is a minimum sum assured to the beneficiary at the maturity of the policy. Prima facie, they are doing a good work by insuring people against any untoward incident.

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